Our Products and Services

Practical solutions designed to help you prosper.

Explore Umoja Magharibi’s financing, investment, property and medical-cover solutions for individuals, traders, landlords, businesses, families and investors.

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Financing

Explore vehicle, trader, landlord and project financing.

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Properties

Sales, letting, rent collection and diaspora support.

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UM Fund Placement

Investment-placement and onboarding support.

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Umoja Care

Affordable medical cover for groups and families.

Financing Solutions

Financing built around real financial needs.

Our financing products support vehicle ownership, small traders, landlords and essential development projects through clear application and follow-up processes.

Vehicle Ownership

Motor Vehicle Financing

Our motor vehicle financing provides loans and credit facilities that enable individuals and businesses to acquire vehicles without paying the full purchase price upfront.

The financing is repaid over an agreed period through structured instalments, including applicable interest and fees.

Explore Motor Vehicle Financing →

✓ Financing for individuals and businesses

✓ Structured repayment instalments

✓ Professional application support

✓ Clear assessment and follow-up process

Small Traders

Trader Financing

A revolving financing product for small traders who receive cash daily and need convenient access to working capital for their business needs.

✓ Financing from KSh 2,000 to KSh 20,000
✓ Daily or weekly repayment options
✓ No collateral required
✓ Disbursement directly to your mobile phone
✓ Accessible through USSD code *483*14#

Explore Trader Financing →

Property Owners

Landlord Financing

Leverage your rental income to access capital for improving your property, expanding your investments or meeting other financial needs.

✓ Property expansion
✓ Repairs and upgrades
✓ Personal financial needs
✓ Financing supported by rental income

Apply for Landlord Financing →

Infrastructure Development

Project Financing

Financing solutions for qualifying water, residential, commercial and road-development projects.

Explore Project Financing →

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Water projects

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Building projects

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Road projects

Magharibi Properties

Trusted property services for local and diaspora clients.

Our property management arm provides property sales, letting, rent collection and professional property support for owners, tenants, buyers, sellers and diaspora investors.

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Property Sales

Support buyers to acquire property and help sellers connect with prospective buyers.

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Property Letting

Help landlords find tenants and support tenants looking for suitable properties.

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Rent Collection

Professional rent collection services provided on behalf of landlords.

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Diaspora Services

Property-investment support for Kenyans living and working outside the country.

More Opportunities

Investment and medical-cover solutions.

Investment Opportunity

UM Fund Placement

UM Fund Placement provides an opportunity for eligible Kenyan investors to submit their investment interest and complete a structured onboarding process.

✓ Open to Kenyan citizens
✓ Minimum investment of KSh 50,000
✓ Online fund-placement application
✓ National ID or passport required

Apply for Fund Placement →

Medical Cover

Umoja Care Medical Cover

Umoja Care is an affordable medical-cover solution developed in partnership with CIC Group for groups and families.

✓ Minimum of four principal members
✓ Inpatient-only option
✓ Inpatient and outpatient option
✓ Maternity services
✓ Dental and optical cover
✓ Last-expense benefit

Apply for Umoja Care →

How It Works

A clear path from enquiry to support.

Select the solution you need, submit your details and our team will review your request and guide you through the next steps.

Choose a Solution

Select the financing, property, investment or medical-cover solution that meets your needs.

Submit Your Details

Complete the relevant application or enquiry form and provide the required information.

Receive Follow-Up

Our team reviews your request and contacts you with guidance and the appropriate next steps.

Take the Next Step

Let Umoja Magharibi support your growth.

Submit your enquiry today and our team will guide you toward the financing, property, investment or medical-cover solution that fits your needs.

Make an Enquiry Apply for Financing

Practical solutions designed to help you prosper.

Financing

Properties

UM Fund Placement

Umoja Care

Financing built around real financial needs.

Motor Vehicle Financing

Trader Financing

Landlord Financing

Project Financing

Trusted property services for local and diaspora clients.

Property Sales

Property Letting

Rent Collection

Diaspora Services

Investment and medical-cover solutions.

UM Fund Placement

Umoja Care Medical Cover

A clear path from enquiry to support.

Choose a Solution

Submit Your Details

Receive Follow-Up

Let Umoja Magharibi support your growth.

Find, save, and compare properties with confidence.

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