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Must operate an existing business
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All Products and Services
Small Business Support
Trader Financing
Convenient working capital designed to keep your business moving.
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No collateral required
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Convenient repayment
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Mobile disbursement
Product Overview
Fast and flexible support for everyday business needs.
Trader Financing is a revolving financing product for small traders who receive cash daily and need convenient access to working capital.
Access financing from KSh 2,000 to KSh 20,000 with convenient daily or weekly repayment options structured around the way your business operates.
Key Features
- ✓ Financing from KSh 2,000 to KSh 20,000
- ✓ Daily or weekly repayment options
- ✓ No collateral required
- ✓ Disbursement directly to your mobile phone
- ✓ Access through USSD code *483*14#
Application Requirements
What you may need to apply.
Requirements may vary depending on the requested amount, applicant profile and assessment outcome. Our team will advise you if additional information or supporting documents are required.
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Valid national identification document
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Active mobile telephone number
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Business information required during assessment
How It Works
A clear application process.
Submit your details and our team will guide you through the assessment and follow-up process.
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Start Your Application
Dial *483*14# and select Umoja as the company to begin your application.
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Provide Your Details
Submit the requested personal, mobile and business information.
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Receive Feedback
Your request is assessed and feedback is provided through the appropriate channel.
Take the Next Step
Interested in Trader Financing?
Submit your request today and our team will guide you through the application and assessment process.