Finance • Property • Investment • Umoja Care
Kenyan property owner reviewing plans outside a modern apartment building
All Products and Services

Property Owners

Landlord Financing

Turn your rental income into an opportunity for property and personal growth.

Rental-income assessment
Flexible use of funds
Professional guidance

Product Overview

Unlock more value from your rental property.

Umoja Magharibi enables qualifying landlords to leverage their rental income and access capital for property development and other financial needs.

Use your rental-income history to support an application for financing structured around your property and financial circumstances.

Key Features

  • Property expansion financing
  • Property repairs and upgrades
  • Support for personal financial needs
  • Financing supported by rental income

Application Requirements

What you may need to apply.

Requirements may vary depending on the requested amount, applicant profile and assessment outcome. Our team will advise you if additional information or supporting documents are required.

01

Valid national identification document

02

Evidence of property ownership or management authority

03

Rental-income records

04

Tenant or property information required during assessment

How It Works

A clear application process.

Submit your details and our team will guide you through the assessment and follow-up process.

01

Submit Property Details

Provide information about your property, tenants and rental income.

02

Financial Assessment

Our team reviews your rental records, property information and financing request.

03

Receive an Offer

Qualifying applicants receive feedback on the available financing arrangement and next steps.

Take the Next Step

Interested in Landlord Financing?

Submit your request today and our team will guide you through the application and assessment process.

Property Opportunities

Find, save, and compare properties with confidence.

Explore available property listings, shortlist the ones you like, compare options side by side, and request assistance from the Umoja Magharibi property team.

Stay Connected

Want updates or personal assistance?

Get guidance on financing, property opportunities, UM Fund Placement, and Umoja Care from our team.

Property listing updates
Financing and loan support
Investment placement guidance
Umoja Care enrollment help